I'll leave you to do the wading through the rule books to find the references as that is always a useful learning exercise.
It has long been the practice (and I would not change this regardless of what the "rules" might say unless they become more conservative
... and that is most unlikely ever to be the case) -
(a) if the operation is contemporary, as in about to happen, use the advised wind as it should be sufficiently accurate to be fit for purpose with the caveat that one must still be fairly cautious in variable wind conditions. In the exams, if the examiner says the wind is "such and such" then use it as if it is an actual for the immediate operation.
(b) if the operation is not contemporary, as in somewhere relatively distant in the future, then you don't have an actual wind and the forecast must be considered to be somewhat in the realms of fairytales - destination landing being the usual situation of interest. In this case, we use nil wind on the longest runway. If the forecast wind would give an excess crosswind on the longest runway, also check a suitable runway for which the crosswind is acceptable and the lesser weight of the two is the maximum landing weight for planning. Approaching the destination, revert to (a) and, unless things have got right out of hand, you should not find yourself in a non-conservative situation.
NEVER blindly work on forecast winds being "correct". They certainly may end up being so but you believe them at your peril. Let me give you an example of why you don't blindly believe the forecast, Many years ago, I was flying Electra freighters (wonderful pilot's machine) at Ansett. Fuel restrictions applied due to industrial action. Aircraft came down from Sydney into Melbourne with not a lot of fuel on board. No fuel uplift available at Melbourne. The fuel on board was "about" what we needed for Adelaide so we rechecked the forecast etc (remember this was at 0-dark-30 in the morning) and elected to blast off into the dark.
The forecast cruise wind was, say 20 knots headwind, the actual when we got up there was closer to 90 knots on the nose. All three of us did quite a few PNRs on the way over to Adelaide. Eventually landed with "about" minimum fuel .....
Don't ever let yourself get sucker-baited into trusting your life to a weather forecast. Believe that it is going to be worse ...and then just be grateful if you get pleasantly surprised.
Our little escapade, related above, was pretty tame. Do have a read of this very near disaster. There have been many over the years and that is why older pilots don't trust forecasts with their lives.
www.pprune.org/pacific-general-aviation-...ghlight=f28+fuel+MMA
and please do spend the time having a listen to Harold's re-telling of the tale via the link at post #19. If that doesn't have you sucking buttons off your chair seat cover ... then, perhaps, you shouldn't be looking at flying as a career or pastime.